Lease-to-Own Options from BOB'S DISCOUNT HOME IMPROVEMENT CENTER on Banker St

Acima is the best way to lease what you need in Effingham without using credit. Shop at BOB'S DISCOUNT HOME IMPROVEMENT CENTER on Banker St and bring home the things you need.

BOB'S DISCOUNT HOME IMPROVEMENT CENTER
1905 S Banker St
Effingham, IL 62401

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

Do it all in the mobile app.

Do it all in the mobile app.

Apply, shop, and manage your lease the easy way. Scan the QR code to download our mobile app!

More Information

There's a New Way to Get What You Want from BOB'S DISCOUNT HOME IMPROVEMENT CENTER on Banker St: Lease-to-Own with Acima!

Have you ever tried to lease-to-own furniture, mattresses, video game consoles, or even jewelry at the stores you visit every day? Does an important appliance in your home need to be replaced with a new one before your paycheck lands? Let's make it happen! Acima is the solution for Effingham residents who want help getting the things they need today. With Acima's flexible and affordable lease-to-own options, you can get what you need from favorite retailers like BOB'S DISCOUNT HOME IMPROVEMENT CENTER!

Acima works with beloved retailers like BOB'S DISCOUNT HOME IMPROVEMENT CENTER on Banker St to give everyday people quick access to lease-to-own options on everything you need, from winter tires for your SUV to jewelry for your beloved. After all, we know that the cost of living in Effingham isn't the cheapest, and some pricier items just can't wait until your next paycheck comes in! We also know that you're not defined by your credit history, which is why Acima makes lease-to-own options available to people who might not typically qualify. Lease-to-own through Acima is not the same as financing at BOB'S DISCOUNT HOME IMPROVEMENT CENTER. It's a leasing option at BOB'S DISCOUNT HOME IMPROVEMENT CENTER!

So don't let your credit history hold you back if you need a new couch in Effingham, a new smartphone for your teenage, or anything else you can think of. Even outdoor gear, bicycles, and video game systems. Many of our satisfied customers applied with a bumpy credit history! After you are approved, we buy the things you need from BOB'S DISCOUNT HOME IMPROVEMENT CENTER and lease them to you with a lease-to-own option that lets you make flexible lease renewal payments, acquire the items by exercising an early purchase option, or bring them back to Acima if you no longer want them.

What Is Acima’s Lease-to-Own Process Like at BOB'S DISCOUNT HOME IMPROVEMENT CENTER in Effingham?

Does leasing products from your nearest BOB'S DISCOUNT HOME IMPROVEMENT CENTER in 62401 sound too good to be true? We encourage you to see how it works! Shop with Acima at any one of our lease-to-own host retailers in Effingham, including your closest BOB'S DISCOUNT HOME IMPROVEMENT CENTER.

Find local stores you trust and nationwide retailers you love in the 62401 area that offer Acima. Start on our website to view all of the stores that offer lease-to-own options through Acima. The list is categorized by products like tires, eyewear, jewelry, electronics, musical instruments, home appliances, furniture, and much more. Once you decide on a store you like, find the item you need, whether that's dazzling jewelry or a brand-name sectional for movie night!

You can apply for lease-to-own option in one of three ways: online, from your smartphone, or in-person by visiting BOB'S DISCOUNT HOME IMPROVEMENT CENTER at 1905 S Banker St in Effingham, IL. We need a few bits of information from you to complete your lease-to-own application, and then we'll give you super-fast access to the things you've picked out at BOB'S DISCOUNT HOME IMPROVEMENT CENTER. We welcome everyone in Effingham to apply, even shoppers with less than stellar credit or no credit history. Give us a try and see how easy it is to lease-to-own with Acima for items from BOB'S DISCOUNT HOME IMPROVEMENT CENTER!

After you're approved, you'll start off with a small lease payment at BOB'S DISCOUNT HOME IMPROVEMENT CENTER. Then you can stroll towards ownership with flexible lease renewal payments. If you're ready to own your tools, electronics, appliance, or furniture sooner, we'll offer you with a super easy, early-purchase option. And suppose the items you lease-to-own with Acima that come from BOB'S DISCOUNT HOME IMPROVEMENT CENTER or any of our other host retailers in Effingham, Illinois don’t live up to your expectations. In that case, you can arrange returns by contacting our Customer Service Department at 801.297.1982.

What Kinds of Things Can You Lease-to-Own in Effingham?

The real question is, what can't you lease-to-own with Acima in Effingham? You can take advantage of quick approval lease-to-own options on valuable goods from BOB'S DISCOUNT HOME IMPROVEMENT CENTER on Banker St. But that's not all! We work with many merchants in Effingham, IL, which means you can lease-to-own many of the items you want.

Ask for Acima at all of your favorite shops in Effingham, even retailers like BOB'S DISCOUNT HOME IMPROVEMENT CENTER that aren't as recognized for having lease-to-own flexibility. Take a walk through your house. Do you need new furniture for the living room? Get a fresh look with lease-to-own furniture in the 62401 area, including TV stands, loveseats, dressers, recliners, and beds. Don't forget to lease a flat-screen television to complete your entertainment experience! Or, make laundry day less of a chore with a lease-to-own washer and dryer set that cleans better and faster.

Now poke your head in the kids' rooms. Are they ready for new gaming systems, school laptops, or tablets for streaming? A queen bed instead of a twin? An adult-sized desk? It can all be leased through Acima! You can even shop now and bring home musical instruments and glasses for your whole household! Sounds good, right?

Acima makes it quick and easy to snag things you enjoy outside the house, too, like lease-to-own tires, power tools, and outdoor gear. Getting your car road-worthy, investing in a new hobby, or fixing up your Effingham home is easier with flexible lease renewal payments from Acima.

Ready to get what you want without using credit at BOB'S DISCOUNT HOME IMPROVEMENT CENTER? Locate opportunities to lease-to-own with Acima at stores like BOB'S DISCOUNT HOME IMPROVEMENT CENTER in Effingham, IL and apply to lease-to-own through Acima today!

* The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.