Choosing Your Milton, GA Lease-to-Own Company
When picking a lease-to-own company in Milton, GA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Milton so you can find the right company for you.
How Does Lease-to-Own in Milton, GA Work?
How does Acima Leasing work? Or Snap Finance? Most Milton, GA lease-to-own companies operate similarly. First, you pick from a list of approved Milton retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Milton, GA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Milton, GA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Milton, GA. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Milton, GA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Milton, GA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Milton and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Milton, GA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Milton, GA
Everyone in Milton, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Milton, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Milton, GA also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Milton, GA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Milton, GA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.