How to Choose a Lease-to-Own Company in Lithia Springs, GA
When choosing a lease-to-own company in Lithia Springs, GA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Lithia Springs and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Lithia Springs, GA Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Lithia Springs, GA follow similar models. You shop at an approved Lithia Springs retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance in Lithia Springs, GA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lithia Springs, GA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lithia Springs, GA. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Lithia Springs, GA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Lithia Springs, GA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Lithia Springs and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Lithia Springs, GA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lithia Springs, GA?
Everyone in Lithia Springs, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Lithia Springs, GA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Lithia Springs, GA requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Lithia Springs, GA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Lithia Springs, GA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.