What to Look for in Wilmer, AL Lease-to-Own Companies
When selecting a lease-to-own company in Wilmer, AL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Wilmer and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Wilmer, AL
Are there any differences in how Snap Finance and Acima Leasing work? Most Wilmer, AL lease-to-own companies operate similarly. You shop in person or online at an approved Wilmer retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance in Wilmer, AL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Wilmer, AL?
The items you can shop for vary based on which Wilmer, AL retailers are approved by Snap Finance or Acima Leasing. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Wilmer, AL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Wilmer, AL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Wilmer stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Wilmer, AL.
What’s Needed to Apply for Acima Leasing or Snap Finance in Wilmer, AL
For shoppers in Wilmer, AL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Wilmer, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Wilmer, AL also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Wilmer, AL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Wilmer, AL. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.