How to Choose a Lease-to-Own Company in Birmingham, AL
When picking a lease-to-own company in Birmingham, AL, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Birmingham so you know which company is your best fit.
Snap Finance in Birmingham, AL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Birmingham, AL lease-to-own companies operate similarly. You shop at an approved Birmingham retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Birmingham, AL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Birmingham, AL?
The items you can shop for in Birmingham, AL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Birmingham, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Birmingham, AL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Birmingham and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Birmingham, AL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Birmingham, AL
For shoppers in Birmingham, AL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Birmingham, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Birmingham, AL also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Birmingham, AL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Birmingham, AL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.