How Do I Choose Between Lease-to-Own Companies in Birmingham, AL?
Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but are low on cash. When looking at companies like Progressive Leasing in Birmingham, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Birmingham, AL so you can figure out which company's store selection, requirements, and application process sound right for you.
Birmingham Progressive Leasing vs. Acima Leasing: What’s the Process?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Birmingham, AL? You can expect a similar application process for both. Shop at eligible retailers in Birmingham, find the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Birmingham, you can be approved for up to $5,000!
Birmingham Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While Acima Leasing and Progressive Leasing in Birmingham, AL have similar application processes, they have different requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
To lease-to-own with Acima Leasing in Birmingham, AL, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Acima Leasing and Progressive Leasing both help shoppers in Birmingham who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.
Where in Birmingham Can I Shop with Acima Leasing vs. Progressive Leasing?
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Birmingham allows you to shop at thousands of Birmingham stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Birmingham, AL, or view Acima Leasing's online retailers.
What Items Can I Lease in Birmingham, AL with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Birmingham, AL consider the same items leasable. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Right for You: Progressive Leasing or Acima Leasing in Birmingham, AL?
The decision of which Birmingham, AL lease-to-own company to choose is entirely yours to make. The right choice for you will depend on the application process, approval requirements, and which Birmingham stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.