Choosing Your Cheyenne, WY Lease-to-Own Company
When comparing lease-to-own companies in Cheyenne, WY, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Cheyenne and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Cheyenne, WY Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Cheyenne, WY lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Cheyenne retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Cheyenne, WY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Cheyenne, WY Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Cheyenne, WY. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Cheyenne, WY Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Cheyenne, WY retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Cheyenne businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Cheyenne, WY.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cheyenne, WY?
For shoppers in Cheyenne, WY with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Cheyenne, WY, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Cheyenne, WY also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Cheyenne, WY? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cheyenne, WY. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.