Choosing Your Oak Creek, WI Lease-to-Own Company
When selecting a lease-to-own company in Oak Creek, WI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Oak Creek so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Oak Creek, WI Work
How does Snap Finance work? Or Acima Leasing? Whichever Oak Creek, WI lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Oak Creek retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Oak Creek, WI will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Oak Creek, WI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Oak Creek, WI. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Oak Creek, WI Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Oak Creek, WI as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Oak Creek stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Oak Creek, WI.
Acima Leasing vs. Snap Finance Application and Requirements in Oak Creek, WI
Snap Finance and Amica Leasing are dedicated to helping Oak Creek, WI shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Oak Creek, WI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Oak Creek, WI also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Oak Creek, WI, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Oak Creek, WI shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.