How Do I Choose Between Lease-to-Own Companies in Oak Creek, WI?
Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but are low on cash. With so many companies like Progressive Leasing in Oak Creek, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Oak Creek, WI to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Oak Creek, WI Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Oak Creek, WI? Both companies follow similar application processes. Browse at eligible Oak Creek retailers, pick out the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Oak Creek, you can be approved for up to $5,000!
Oak Creek Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in Oak Creek, WI are alike, their requirements are different. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Oak Creek, WI, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Oak Creek shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in Oak Creek, WI
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Oak Creek allows you to shop at thousands of Oak Creek stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Oak Creek, WI, or shop Acima Leasing's online retailers.
What Items Can I Lease in Oak Creek, WI with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Oak Creek, WI consider the same items leasable. In general, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Oak Creek, WI?
Determining the right lease-to-own company in Oak Creek, WI is a personal choice we can't make for you. The right choice for you will depend on approval requirements, which stores in Oak Creek you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.