Choosing a Lease-to-Own Company in Madison, WI
When picking a lease-to-own company in Madison, WI, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Madison and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Madison, WI Work
How does Acima Leasing work? Or Snap Finance? Whichever Madison, WI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Madison retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Madison, WI or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Madison, WI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Madison, WI. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Madison, WI Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Madison, WI and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Madison and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Madison, WI or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Madison, WI
Snap Finance and Amica Leasing are dedicated to helping Madison, WI shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Madison, WI. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Madison, WI requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Madison, WI, the Choice Is Yours
Many shoppers across Madison, WI can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.