Choosing Your Yakima, WA Lease-to-Own Company
When choosing a lease-to-own company in Yakima, WA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Yakima and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Yakima, WA
How does Acima Leasing work? Or Snap Finance? Most Yakima, WA lease-to-own companies operate similarly. You shop at an approved Yakima retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Yakima, WA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Yakima, WA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Yakima, WA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Yakima, WA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Yakima, WA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Yakima and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Yakima, WA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Yakima, WA?
Both Snap Finance and Amica Leasing support Yakima, WA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Yakima, WA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Yakima, WA requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Yakima, WA Lease-to-Own Company
Many shoppers across Yakima, WA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.