Comparing Acima Leasing and Snap Finance in Woodinville, WA

Seeking a lease-to-own solution in Woodinville, WA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Woodinville, WA

When selecting a lease-to-own company in Woodinville, WA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Woodinville and Acima Leasing so you can decide which company sounds best for you.

Snap Finance in Woodinville, WA vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Woodinville, WA tend to work the same way. You shop in person or online at an approved Woodinville retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Woodinville, WA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Woodinville, WA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Woodinville, WA. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Woodinville, WA

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Woodinville, WA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Woodinville and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Woodinville, WA.

Acima Leasing vs. Snap Finance Application and Requirements in Woodinville, WA

Snap Finance and Acima Leasing both want to help shoppers in Woodinville WA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Woodinville, WA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Woodinville, WA requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Woodinville, WA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Woodinville, WA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.