How to Choose a Lease-to-Own Company in Washougal, WA
When picking a lease-to-own company in Washougal, WA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Washougal and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Washougal, WA Work?
How does Snap Finance work? Or Acima Leasing? Most Washougal, WA lease-to-own companies operate similarly. You shop in person or online at an approved Washougal retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance in Washougal, WA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Washougal, WA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Washougal, WA. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Washougal, WA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Washougal, WA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Washougal businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Washougal, WA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Washougal, WA?
Everyone in Washougal, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Washougal, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Washougal, WA, you will also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Washougal, WA Lease-to-Own Company
Many shoppers across Washougal, WA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.