How to Choose a Lease-to-Own Company in Toppenish, WA
When choosing a lease-to-own company in Toppenish, WA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Toppenish and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Toppenish, WA Work?
How does Snap Finance work? Or Acima Leasing? Most Toppenish, WA lease-to-own companies operate similarly. To start, you choose an approved retailer in Toppenish and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Toppenish, WA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Toppenish, WA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Toppenish, WA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Toppenish, WA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Toppenish, WA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Toppenish businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Toppenish, WA.
Acima Leasing vs. Snap Finance Application and Requirements in Toppenish, WA
Both Snap Finance and Amica Leasing aim to help shoppers in Toppenish, WA with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Toppenish, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Toppenish, WA also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Toppenish, WA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Toppenish, WA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.