How to Choose a Lease-to-Own Company in Tacoma, WA
When choosing a lease-to-own company in Tacoma, WA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Tacoma so you can determine which company is right for you.
How Does Lease-to-Own in Tacoma, WA Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Tacoma, WA follow similar models. First, you pick from a list of approved Tacoma retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Tacoma, WA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Tacoma, WA?
The items you can shop for in Tacoma, WA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Tacoma, WA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Tacoma, WA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Tacoma businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Tacoma, WA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Tacoma, WA?
Snap Finance and Amica Leasing are dedicated to helping Tacoma, WA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Tacoma, WA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Tacoma, WA requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Tacoma, WA, the Choice Is Yours
Many shoppers across Tacoma, WA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.