Choosing a Lease-to-Own Company in Sunnyside, WA

When choosing a lease-to-own company in Sunnyside, WA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Sunnyside so you know which company is your best fit.

How Does Lease-to-Own in Sunnyside, WA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Sunnyside, WA follow similar models. You shop at an approved Sunnyside retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Sunnyside, WA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sunnyside, WA?

The items you can shop for in Sunnyside, WA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Sunnyside, WA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Sunnyside, WA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sunnyside and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Sunnyside, WA stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Sunnyside, WA

For shoppers in Sunnyside, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Sunnyside, WA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Sunnyside, WA requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Sunnyside, WA Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Sunnyside, WA. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.