How to Choose a Lease-to-Own Company in Spokane, WA
When comparing lease-to-own companies in Spokane, WA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Spokane so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Spokane, WA Work
How does Snap Finance work? Or Acima Leasing? Most Spokane, WA lease-to-own companies operate similarly. You shop in person or online at an approved Spokane retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Spokane, WA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Spokane, WA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Spokane, WA. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Spokane, WA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Spokane, WA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Spokane businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Spokane, WA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Spokane, WA?
Both Snap Finance and Amica Leasing aim to help shoppers in Spokane, WA with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Spokane, WA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Spokane, WA also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Spokane, WA? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Spokane, WA. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.