Choosing Your Spokane Valley, WA Lease-to-Own Company
When choosing a lease-to-own company in Spokane Valley, WA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Spokane Valley so you can determine which company is right for you.
How Does Lease-to-Own in Spokane Valley, WA Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Spokane Valley, WA follow similar models. To start, you choose an approved retailer in Spokane Valley and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Acima Leasing in Spokane Valley, WA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Spokane Valley, WA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Spokane Valley, WA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Spokane Valley, WA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Spokane Valley, WA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Spokane Valley businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Spokane Valley, WA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Spokane Valley, WA?
For shoppers in Spokane Valley, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Spokane Valley, WA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Spokane Valley, WA requires at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Spokane Valley, WA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Spokane Valley, WA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.