Choosing a Lease-to-Own Company in Spanaway, WA
When comparing lease-to-own companies in Spanaway, WA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Spanaway and Acima Leasing so you can find the right company for you.
Snap Finance in Spanaway, WA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Spanaway, WA lease-to-own companies operate similarly. To start, you choose an approved retailer in Spanaway and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Spanaway, WA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Spanaway, WA?
The items you can shop for in Spanaway, WA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Spanaway, WA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Spanaway, WA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Spanaway and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Spanaway, WA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Spanaway, WA?
Everyone in Spanaway, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Spanaway, WA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Spanaway, WA also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Spanaway, WA
Acima Leasing and Snap Finance are great options for Spanaway, WA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.