How to Choose a Lease-to-Own Company in Shoreline, WA
When picking a lease-to-own company in Shoreline, WA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Shoreline so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Shoreline, WA Work
How does Acima Leasing work? Or Snap Finance? Most Shoreline, WA lease-to-own companies operate similarly. You shop at an approved Shoreline retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Shoreline, WA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Shoreline, WA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Shoreline, WA. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Shoreline, WA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Shoreline, WA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Shoreline and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Shoreline, WA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Shoreline, WA?
Snap Finance and Acima Leasing both want to help shoppers in Shoreline WA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Shoreline, WA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Shoreline, WA also requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Shoreline, WA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Shoreline, WA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.