Deciding Between Acima Leasing and Snap Finance in Renton, WA

You need a lease-to-own option in Renton, WA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Renton, WA Lease-to-Own Company

When selecting a lease-to-own company in Renton, WA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Renton so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Renton, WA Work

How does Acima Leasing work? Or Snap Finance? Most Renton, WA lease-to-own companies operate similarly. To start, you choose an approved retailer in Renton and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Renton, WA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Renton, WA?

The items you can shop for vary based on which Renton, WA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Renton, WA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Renton, WA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Renton and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Renton, WA.

Acima Leasing vs. Snap Finance Application and Requirements in Renton, WA

Snap Finance and Amica Leasing are dedicated to helping Renton, WA shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Renton, WA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Renton, WA requires an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Renton, WA, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Renton, WA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.