Deciding Between Acima Leasing and Snap Finance in Pasco, WA

You’re ready to shop with help from a lease-to-own company in Pasco, WA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Pasco, WA

When choosing a lease-to-own company in Pasco, WA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Pasco and Acima Leasing so you can determine which company is right for you.

Snap Finance in Pasco, WA vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Pasco, WA tend to work the same way. First, you pick from a list of approved Pasco retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Pasco, WA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

Pasco, WA Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Pasco, WA. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Pasco, WA and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Pasco, WA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Pasco stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Pasco, WA or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Pasco, WA

For shoppers in Pasco, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Pasco, WA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

Acima Leasing in Pasco, WA also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Pasco, WA Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Pasco, WA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.