What to Look for in Olympia, WA Lease-to-Own Companies
When comparing lease-to-own companies in Olympia, WA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Olympia and Snap Finance so you can determine which company is right for you.
Snap Finance in Olympia, WA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Olympia, WA follow similar models. You shop in person or online at an approved Olympia retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Olympia, WA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Olympia, WA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Olympia, WA. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Olympia, WA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Olympia, WA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Olympia and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Olympia, WA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Olympia, WA?
Both Snap Finance and Amica Leasing support Olympia, WA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Olympia, WA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Olympia, WA requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Olympia, WA
Acima Leasing and Snap Finance have a lot to offer shoppers in Olympia, WA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.