How to Choose a Lease-to-Own Company in Moses Lake, WA
When selecting a lease-to-own company in Moses Lake, WA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Moses Lake so you can determine which company is right for you.
How Does Lease-to-Own in Moses Lake, WA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Moses Lake, WA lease-to-own companies operate similarly. You shop in person or online at an approved Moses Lake retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Moses Lake, WA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Moses Lake, WA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Moses Lake, WA. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Moses Lake, WA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Moses Lake, WA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Moses Lake and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Moses Lake, WA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Moses Lake, WA
For shoppers in Moses Lake, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Moses Lake, WA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Moses Lake, WA requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Moses Lake, WA Lease-to-Own Company
Many shoppers across Moses Lake, WA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.