How to Choose a Lease-to-Own Company in Monroe, WA
When selecting a lease-to-own company in Monroe, WA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Monroe and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Monroe, WA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Monroe, WA follow similar models. First, you pick from a list of approved Monroe retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Monroe, WA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Monroe, WA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Monroe, WA retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Monroe, WA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Monroe, WA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Monroe stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Monroe, WA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Monroe, WA?
Everyone in Monroe, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Monroe, WA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Monroe, WA also requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Monroe, WA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Monroe, WA. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.