Deciding Between Acima Leasing and Snap Finance in Mead, WA

You’re ready to shop with help from a lease-to-own company in Mead, WA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Mead, WA Lease-to-Own Companies

When selecting a lease-to-own company in Mead, WA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Mead and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Mead, WA

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Mead, WA follow similar models. To start, you choose an approved retailer in Mead and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, select the eligible products you want, and Snap Finance in Mead, WA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Mead, WA?

The items you can shop for in Mead, WA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Mead, WA Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Mead, WA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Mead businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Mead, WA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Mead, WA

Snap Finance and Acima Leasing both want to help shoppers in Mead WA get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Mead, WA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Mead, WA requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Mead, WA Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Mead, WA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.