Choosing Your Lynnwood, WA Lease-to-Own Company
When choosing a lease-to-own company in Lynnwood, WA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Lynnwood and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Lynnwood, WA
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Lynnwood, WA follow similar models. You shop at an approved Lynnwood retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance in Lynnwood, WA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Lynnwood, WA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Lynnwood, WA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Lynnwood, WA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Lynnwood, WA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Lynnwood stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Lynnwood, WA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lynnwood, WA?
Both Snap Finance and Amica Leasing support Lynnwood, WA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Lynnwood, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Lynnwood, WA, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Lynnwood, WA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Lynnwood, WA. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.