What to Look for in Longview, WA Lease-to-Own Companies
When selecting a lease-to-own company in Longview, WA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Longview so you can determine which company is right for you.
Snap Finance in Longview, WA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Longview, WA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Longview retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Longview, WA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Longview, WA?
The items you can shop for in Longview, WA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Longview, WA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Longview, WA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Longview stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Longview, WA.
What Are the Requirements for Acima Leasing vs. Snap Finance in Longview, WA?
Both Snap Finance and Amica Leasing support Longview, WA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Longview, WA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Longview, WA also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Longview, WA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Longview, WA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.