How to Choose a Lease-to-Own Company in Lakewood, WA
When picking a lease-to-own company in Lakewood, WA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lakewood so you can decide which company sounds best for you.
Snap Finance in Lakewood, WA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Lakewood, WA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Lakewood retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Lakewood, WA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lakewood, WA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lakewood, WA. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Lakewood, WA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Lakewood, WA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Lakewood and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Lakewood, WA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lakewood, WA
Everyone in Lakewood, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Lakewood, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Lakewood, WA also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Lakewood, WA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lakewood, WA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.