Choosing Your Lake Stevens, WA Lease-to-Own Company
When picking a lease-to-own company in Lake Stevens, WA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Lake Stevens and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Lake Stevens, WA
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Lake Stevens, WA follow similar models. You shop in person or online at an approved Lake Stevens retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Lake Stevens, WA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Lake Stevens, WA?
The items you can shop for vary based on which Lake Stevens, WA retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Lake Stevens, WA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Lake Stevens, WA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Lake Stevens and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Lake Stevens, WA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Lake Stevens, WA
Both Snap Finance and Amica Leasing support Lake Stevens, WA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lake Stevens, WA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Lake Stevens, WA, you will also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Lake Stevens, WA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Lake Stevens, WA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.