How to Choose a Lease-to-Own Company in Lacey, WA
When picking a lease-to-own company in Lacey, WA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lacey so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Lacey, WA
How do Acima Leasing and Snap Finance work? Whichever Lacey, WA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Lacey retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Lacey, WA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Lacey, WA?
The items you can shop for vary based on which Lacey, WA retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Lacey, WA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Lacey, WA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Lacey businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Lacey, WA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lacey, WA?
Everyone in Lacey, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Lacey, WA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Lacey, WA also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Lacey, WA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Lacey, WA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.