How to Choose a Lease-to-Own Company in Kennewick, WA
When choosing a lease-to-own company in Kennewick, WA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Kennewick and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Kennewick, WA
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Kennewick, WA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Kennewick retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Kennewick, WA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Kennewick, WA?
The items you can shop for vary based on which Kennewick, WA retailers are approved by Snap Finance or Acima Leasing. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Kennewick, WA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Kennewick, WA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Kennewick and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Kennewick, WA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Kennewick, WA?
For shoppers in Kennewick, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Kennewick, WA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Kennewick, WA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Kennewick, WA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Kennewick, WA. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.