What to Look for in Kelso, WA Lease-to-Own Companies
When comparing lease-to-own companies in Kelso, WA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Kelso so you can determine which company is right for you.
Snap Finance in Kelso, WA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Kelso, WA lease-to-own companies operate similarly. First, you pick from a list of approved Kelso retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing in Kelso, WA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Kelso, WA?
The items you can shop for vary based on which Kelso, WA retailers are approved by Snap Finance or Acima Leasing. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Kelso, WA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Kelso, WA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Kelso and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Kelso, WA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Kelso, WA
Snap Finance and Amica Leasing are dedicated to helping Kelso, WA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Kelso, WA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Kelso, WA also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Kelso, WA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Kelso, WA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.