How to Choose a Lease-to-Own Company in Graham, WA
When picking a lease-to-own company in Graham, WA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Graham and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Graham, WA Work
How does Snap Finance work? Or Acima Leasing? Most Graham, WA lease-to-own companies operate similarly. You shop in person or online at an approved Graham retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Graham, WA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Graham, WA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Graham, WA. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Graham, WA
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Graham, WA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Graham stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Graham, WA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Graham, WA
Everyone in Graham, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Graham, WA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Graham, WA, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Graham, WA
Acima Leasing and Snap Finance are great options for Graham, WA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.