Lease-to-Own in Ferndale, WA: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Ferndale, WA, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Ferndale, WA Lease-to-Own Companies

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but are low on cash. With so many companies like Progressive Leasing in Ferndale, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Ferndale, WA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Ferndale Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ferndale, WA? Both companies follow similar application processes. Shop at eligible Ferndale stores, select the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Ferndale, you may be approved for up to $5,000!

Ferndale Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Ferndale, WA might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Ferndale, WA need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Ferndale shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Ferndale, WA

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Ferndale and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Ferndale, WA stores.

What Items Can I Lease in Ferndale, WA with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Ferndale, WA follow similar guidelines for leasable items. In general, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Ferndale, WA?

Determining the right lease-to-own company in Ferndale, WA is a personal choice we can't make for you. The best option for you depends on which Ferndale retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.