Choosing a Lease-to-Own Company in Enumclaw, WA
When comparing lease-to-own companies in Enumclaw, WA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Enumclaw so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Enumclaw, WA Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Enumclaw, WA follow similar models. To start, you choose an approved retailer in Enumclaw and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Enumclaw, WA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Enumclaw, WA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Enumclaw, WA. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Enumclaw, WA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Enumclaw, WA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Enumclaw businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Enumclaw, WA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Enumclaw, WA
For shoppers in Enumclaw, WA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Enumclaw, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Enumclaw, WA also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Enumclaw, WA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Enumclaw, WA. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.