How to Choose a Lease-to-Own Company in Camas, WA
When picking a lease-to-own company in Camas, WA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Camas and Snap Finance so you can find the right company for you.
Snap Finance in Camas, WA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Camas, WA follow similar models. First, you pick from a list of approved Camas retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Camas, WA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Camas, WA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Camas, WA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Camas, WA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Camas, WA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Camas businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Camas, WA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Camas, WA
Snap Finance and Acima Leasing both want to help shoppers in Camas WA get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Camas, WA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Camas, WA requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Camas, WA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Camas, WA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.