Choosing Your Bothell, WA Lease-to-Own Company
When choosing a lease-to-own company in Bothell, WA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Bothell and Acima Leasing so you know which company is your best fit.
Snap Finance in Bothell, WA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Bothell, WA follow similar models. First, you pick from a list of approved Bothell retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Bothell, WA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Bothell, WA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bothell, WA. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Bothell, WA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Bothell, WA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Bothell and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Bothell, WA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bothell, WA?
Snap Finance and Acima Leasing both want to help shoppers in Bothell WA get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Bothell, WA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
Acima Leasing in Bothell, WA also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Bothell, WA Lease-to-Own Company
Many shoppers across Bothell, WA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.