How to Choose a Lease-to-Own Company in Bonney Lake, WA
When picking a lease-to-own company in Bonney Lake, WA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bonney Lake and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Bonney Lake, WA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Bonney Lake, WA lease-to-own companies operate similarly. You shop in person or online at an approved Bonney Lake retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Bonney Lake, WA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bonney Lake, WA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bonney Lake, WA. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Bonney Lake, WA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Bonney Lake, WA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bonney Lake businesses to national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Bonney Lake, WA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bonney Lake, WA?
Snap Finance and Acima Leasing both want to help shoppers in Bonney Lake WA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Bonney Lake, WA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Bonney Lake, WA, you will also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Bonney Lake, WA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Bonney Lake, WA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.