What to Look for in Benton City, WA Lease-to-Own Companies
When choosing a lease-to-own company in Benton City, WA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Benton City and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Benton City, WA
How does Snap Finance work? Or Acima Leasing? Most Benton City, WA lease-to-own companies operate similarly. You shop in person or online at an approved Benton City retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Benton City, WA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Benton City, WA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Benton City, WA. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Benton City, WA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Benton City, WA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Benton City businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Benton City, WA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Benton City, WA
Both Snap Finance and Amica Leasing aim to help shoppers in Benton City, WA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Benton City, WA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Benton City, WA also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Benton City, WA, the Choice Is Yours
Many shoppers across Benton City, WA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.