Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Arlington, WA

Looking for a lease-to-own company in Arlington, WA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Arlington, WA Lease-to-Own Company

When picking a lease-to-own company in Arlington, WA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Arlington so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Arlington, WA

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Arlington, WA follow similar models. You shop at an approved Arlington retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Arlington, WA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Arlington, WA?

The items you can shop for vary based on which Arlington, WA retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Arlington, WA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Arlington, WA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Arlington and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Arlington, WA stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Arlington, WA

Everyone in Arlington, WA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Arlington, WA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Arlington, WA also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Arlington, WA

Many shoppers across Arlington, WA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.