How to Choose a Lease-to-Own Company in Woods Cross, UT
When comparing lease-to-own companies in Woods Cross, UT, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Woods Cross and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Woods Cross, UT
How does Acima Leasing work? Or Snap Finance? Whichever Woods Cross, UT lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Woods Cross retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Woods Cross, UT or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Woods Cross, UT?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Woods Cross, UT. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Woods Cross, UT
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Woods Cross, UT and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Woods Cross businesses to national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Woods Cross, UT, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Woods Cross, UT?
Everyone in Woods Cross, UT deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Woods Cross, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Woods Cross, UT also requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Woods Cross, UT
Acima Leasing and Snap Finance are great options for Woods Cross, UT shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.