Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in South Salt Lake, UT

You’re ready to shop with help from a lease-to-own company in South Salt Lake, UT. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in South Salt Lake, UT

When selecting a lease-to-own company in South Salt Lake, UT, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in South Salt Lake and Acima Leasing so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in South Salt Lake, UT

How do Acima Leasing and Snap Finance work? Most South Salt Lake, UT lease-to-own companies operate similarly. To start, you choose an approved retailer in South Salt Lake and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, select the eligible products you want, and Acima Leasing in South Salt Lake, UT or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in South Salt Lake, UT?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in South Salt Lake, UT. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

South Salt Lake, UT Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in South Salt Lake, UT and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in South Salt Lake and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in South Salt Lake, UT.

Acima Leasing vs. Snap Finance Application and Requirements in South Salt Lake, UT

Everyone in South Salt Lake, UT deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in South Salt Lake, UT, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

For Acima Leasing in South Salt Lake, UT, you will also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in South Salt Lake, UT, the Choice Is Yours

Many shoppers across South Salt Lake, UT can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.