How to Choose a Lease-to-Own Company in So Salt Lake, UT
When picking a lease-to-own company in So Salt Lake, UT, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in So Salt Lake so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in So Salt Lake, UT
How does Snap Finance work? Or Acima Leasing? Whichever So Salt Lake, UT lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved So Salt Lake retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in So Salt Lake, UT will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
So Salt Lake, UT Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in So Salt Lake, UT depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
So Salt Lake, UT Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in So Salt Lake, UT and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in So Salt Lake and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in So Salt Lake, UT, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in So Salt Lake, UT
Both Snap Finance and Amica Leasing aim to help shoppers in So Salt Lake, UT with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in So Salt Lake, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in So Salt Lake, UT also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your So Salt Lake, UT Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in So Salt Lake, UT. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.