How to Choose a Lease-to-Own Company in Salt Lake City, UT
When comparing lease-to-own companies in Salt Lake City, UT, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Salt Lake City and Snap Finance so you can find the right company for you.
Snap Finance in Salt Lake City, UT vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Salt Lake City, UT lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Salt Lake City retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Salt Lake City, UT or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Salt Lake City, UT Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Salt Lake City, UT depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Salt Lake City, UT and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Salt Lake City, UT and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Salt Lake City and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Salt Lake City, UT, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Salt Lake City, UT?
Snap Finance and Acima Leasing both want to help shoppers in Salt Lake City UT get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Salt Lake City, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Salt Lake City, UT also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Salt Lake City, UT
Acima Leasing and Snap Finance have a lot to offer shoppers in Salt Lake City, UT. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.