Choosing a Lease-to-Own Company in Saint George, UT
When choosing a lease-to-own company in Saint George, UT, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Saint George so you can determine which company is right for you.
How Does Lease-to-Own in Saint George, UT Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Saint George, UT follow similar models. You shop in person or online at an approved Saint George retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Saint George, UT will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Saint George, UT?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Saint George, UT. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Saint George, UT Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Saint George, UT retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Saint George and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Saint George, UT or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Saint George, UT?
For shoppers in Saint George, UT with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Saint George, UT. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in Saint George, UT also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Saint George, UT
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Saint George, UT. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.