What to Look for in Richfield, UT Lease-to-Own Companies
When choosing a lease-to-own company in Richfield, UT, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Richfield so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Richfield, UT
How does Snap Finance work? Or Acima Leasing? Most Richfield, UT lease-to-own companies operate similarly. You shop at an approved Richfield retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Richfield, UT or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Richfield, UT?
The items you can shop for vary based on which Richfield, UT retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Richfield, UT and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Richfield, UT as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Richfield and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Richfield, UT, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Richfield, UT
Snap Finance and Acima Leasing both want to help shoppers in Richfield UT get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Richfield, UT, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
Acima Leasing in Richfield, UT also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Richfield, UT? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Richfield, UT. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.