Deciding Between Acima Leasing and Snap Finance in Pleasant Grove, UT

Seeking a lease-to-own solution in Pleasant Grove, UT? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Pleasant Grove, UT

When selecting a lease-to-own company in Pleasant Grove, UT, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Pleasant Grove so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Pleasant Grove, UT

How does Acima Leasing work? Or Snap Finance? Whichever Pleasant Grove, UT lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Pleasant Grove retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Pleasant Grove, UT or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

Pleasant Grove, UT Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Pleasant Grove, UT retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Pleasant Grove, UT and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Pleasant Grove, UT businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Pleasant Grove businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Pleasant Grove, UT stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Pleasant Grove, UT

Snap Finance and Amica Leasing are dedicated to helping Pleasant Grove, UT shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Pleasant Grove, UT. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Pleasant Grove, UT requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Pleasant Grove, UT? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Pleasant Grove, UT shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.