What to Look for in Ogden, UT Lease-to-Own Companies
When comparing lease-to-own companies in Ogden, UT, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ogden and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Ogden, UT Work?
How does Snap Finance work? Or Acima Leasing? Most Ogden, UT lease-to-own companies operate similarly. To start, you choose an approved retailer in Ogden and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Ogden, UT will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Ogden, UT?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Ogden, UT. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Ogden, UT
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Ogden, UT retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Ogden stores and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Ogden, UT or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Ogden, UT
Snap Finance and Acima Leasing both want to help shoppers in Ogden UT get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Ogden, UT. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Ogden, UT, you will also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Ogden, UT? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ogden, UT. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.