How to Choose a Lease-to-Own Company in North Ogden, UT
When comparing lease-to-own companies in North Ogden, UT, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in North Ogden and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in North Ogden, UT
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in North Ogden, UT tend to work the same way. You shop at an approved North Ogden retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in North Ogden, UT will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in North Ogden, UT?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in North Ogden, UT. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in North Ogden, UT
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local North Ogden, UT retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in North Ogden and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in North Ogden, UT.
What Are the Requirements for Acima Leasing vs. Snap Finance in North Ogden, UT?
Snap Finance and Acima Leasing both want to help shoppers in North Ogden UT get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in North Ogden, UT. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in North Ogden, UT requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your North Ogden, UT Lease-to-Own Company
Many shoppers across North Ogden, UT can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.